+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale177,000 €1,638 €/m²
Expected rent406 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (69 properties)
Area
108 m²
Floor
4 / 5
Construction
Brick
Year
2027
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment785 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood
The rent covers 52% of the payment — you top up about 379 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (69 properties) — 1,638 €/m² against 1,771 €/m².
The apartment is located in the town of Pernik, in the central part of the town.
The layout includes an open-plan kitchen-dining-living room, two bedrooms, a storage room and two bathrooms, providing functional use of the space.
The building is a new-build brick construction, with guaranteed material quality and modern comfort standards. The apartment is situated on the fourth floor of five.
The location is convenient, close to schools and childcare facilities, as well as other new buildings in the area.
The property is suitable for family living with a focus on practicality and convenience in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 785 €, against an expected local rent of 406 €. The rent covers 52% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- two bathrooms
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 273 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen-dining-living room
- bedroom
- bedroom
Amenities
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
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At market level
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Rent covers ~ 93% of the payment
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−10% below market
median 1,771 €/m² for comparable properties
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Rent covers ~ 51% of the payment
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−21% below market
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Rent covers ~ 51% of the payment
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