Sale

Two-room apartment in Humni Dol, Pernik with enclosed terrace

PernikHumni Dol
Published: 30 December 2025 Updated: 30 September 2026
Sale115,000 €1,666 €/m²
Expected rent421 € /mo

~14,500 € ABOVE MARKET

above market

against the median for apartments in Pernik (602 properties)

Area
69 m²
Floor
4 / 8
Construction
Panel
Year
1980
Heating
District Heating

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood

The rent covers 83% of the payment — you top up about 89 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 14,500 € above the typical price (the median) for apartments in Pernik (602 properties) — 1,666 €/m² against 1,460 €/m².

Two-room apartment in the town of Pernik, district Humni Dol, located on the 4th floor of an eight-storey prefab panel building.

The layout includes a living room with enclosed terrace, kitchen, bedroom with terrace, bathroom, and corridors, providing convenient internal functionality.

The building is prefab panel from 1980, with the apartment renovated featuring replaced window frames, external and internal insulation, equipped with air conditioners and access to an elevator.

The location offers controlled access and a parking space, with the area urbanized and having good infrastructure.

The property is suitable for family use with a balanced combination of comfort and practicality.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 421 €. The rent covers 83% of it.

Source: Market statistics for apartments in Pernik

Pros and cons

AI summary
Pros
  • renovated apartment
  • enclosed terrace
  • elevator
  • parking space
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 275 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • room

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Location

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