+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale120,000 €923 €/m²
Expected rent423 € /mo
~22,000 € BELOW MARKET
good value
against the median for 4-room apartments in Centyr (44 properties)
Area
130 m²
Floor
2 / 5
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent423 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 109 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 22,000 € below the typical price (the median) for 4-room apartments in Centyr (44 properties) — 923 €/m² against 1,092 €/m².
The apartment is located in the center of Kardzhali, near DSK bank.
The layout includes two bedrooms, a living room, kitchen, dining room, bathroom, separate toilet, and two terraces, providing convenience and functionality.
The property is in old brick construction on the second of five floors and includes a basement room of 10 sq m.
The location is well connected with easy access to public and private institutions, facilitating daily needs.
The property is suitable for family use with a balanced layout and amenities in the central part of the city.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 423 €. The rent covers 79% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- basement room
- central location
Cons
- old construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 16% below the average for comparable properties.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
- kitchen
- dining room
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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