+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale143,000 €1,588 €/m²
Expected rent473 € /mo
~33,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (98 properties)
Area
90 m²
Floor
2 / 5
Construction
Brick
Yield analysis
Low investment rating
Monthly payment634 €20% down payment · 20 yrs · 3%
Expected rent473 €at market conditions for the neighbourhood
The rent covers 75% of the payment — you top up about 161 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 33,000 € above the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,588 €/m² against 1,222 €/m².
Four-room apartment in the town of Kardzhali, Center district on the second floor of a five-storey brick building. The property has an area of 90 sq m and features two terraces, one of which is enclosed.
The layout includes a spacious living room, separate kitchen, two bedrooms overlooking an inner courtyard, bathroom and separate toilet, as well as a wide corridor.
The building is brick, the apartment has undergone major renovation and is equipped with local heating with radiators in all rooms. There is an adjacent basement and controlled access to the entrance.
The location is a quiet street in the city center, close to schools, kindergartens, shops and public transport stops.
The property is suitable for family living or investment, offering convenience and functionality in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 634 €, against an expected local rent of 473 €. The rent covers 75% of it.
Pros and cons
AI summaryPros
- functional layout
- local heating
- two terraces
- quiet location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there a tenant at the moment, and when does the lease end?
Because: The property is advertised for sale and for rent at the same time.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
- corridor
- terrace
- terrace
Amenities
- Access Control
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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