Sale

4-room apartment in Center of Kardzhali with 4 terraces

KyrdjaliCentyr

Published: 14 January 2026 Updated: 23 September 2026

Sale109,900 €1,046 €/m²

Expected rent423 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Centyr (44 properties)

Area

105 m²

Floor

5 / 7

Construction

Brick

Year

1980

Yield analysis

Fair investment rating

4.6% / yr

Monthly payment488 €20% down payment · 20 yrs · 3%

Expected rent423 €at market conditions for the neighbourhood

The rent covers 87% of the payment — you top up about 65 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 4% · 4,600 €

114,500 €6 March 2026Initial price
109,900 €▼ 4,600 € (4%) 3 April 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,046 €/m² against 1,092 €/m².

4-room apartment in Kardzhali, Center district. The property is located on the 5th floor of 7 in a brick building from 1980.

The layout includes a corridor, spacious living room, kitchen with dining area, two bedrooms, bathroom, toilet and four terraces. There is also a basement of 6 sq m.

The building is brick construction with an elevator and secured parking. The property has internet access and controlled entry but needs renovation.

The location is central, providing convenient access to city infrastructure and services.

Suitable for a family or people looking for a spacious property with renovation potential in the city center.

With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 423 €. The rent covers 87% of it.

The asking price has fallen by 4,600 € (4%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary

Pros

functional layout
four terraces
elevator
parking

Cons

needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What feedback have previous viewers given?
Because: We have been tracking this listing for about 262 days.
Is there still room to negotiate?
Because: The price has been cut once, by about 4%.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.