+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale155,000 €1,550 €/m²
Expected rent473 € /mo
~33,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (98 properties)
Area
100 m²
Floor
2 / 4
Construction
Brick
Year
2020
Yield analysis
Low investment rating
Monthly payment688 €20% down payment · 20 yrs · 3%
Expected rent473 €at market conditions for the neighbourhood
The rent covers 69% of the payment — you top up about 215 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 33,000 € above the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,550 €/m² against 1,222 €/m².
Three-room apartment in Kardzhali, Center district. It features a corridor, living room with kitchenette, two bedrooms and a terrace, providing a functional layout of the space. The property is in a brick building from 2020, on the second floor of four, with Act 16 and three air conditioners for heating and cooling. The location is in the central part of the city, in a quiet and peaceful area close to main amenities and transport. Suitable both for living and as an investment for rental due to its good location and condition.
With 20% down over 20 years the monthly mortgage payment is about 688 €, against an expected local rent of 473 €. The rent covers 69% of it.
Pros and cons
AI summaryPros
- functional layout
- new brick building
- terrace
- mid floor
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- corridor
- living room
- bedroom
- bedroom
- bathroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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