Sale

Three-room apartment with terrace in the centre of Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 2 September 2026 Updated: 2 October 2026
Sale136,000 €1,863 €/m²
Expected rent332 € /mo

~57,500 € ABOVE MARKET

overpriced

against the median for apartments in Gorna Oryahovica (180 properties)

Area
73 m²
Floor
3 / 6
Construction
Brick
Year
1997

Yield analysis

Low investment rating

2.9% / yr
Monthly payment603 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 271 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 57,500 € above the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 1,863 €/m² against 1,078 €/m².

Three-room apartment in Gorna Oryahovitsa, Veliko Tarnovo region, located on the third floor of a brick building from 1997. The floor area is 73 sq m.

The property has a functional layout with a living room and kitchenette, two bedrooms, bathroom, separate toilet, corridor and terrace.

The building has an elevator and provides internet connection; the construction is brick, which ensures better thermal and sound insulation.

The location is in the central part of the town, on a quiet street close to administrative institutions, shops and a park, providing convenience for daily needs and transport.

Suitable for people looking for a home with a balanced combination of urban environment and tranquility.

With 20% down over 20 years the monthly mortgage payment is about 603 €, against an expected local rent of 332 €. The rent covers 55% of it.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • functional layout
  • south/west aspect
  • elevator
  • central location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • corridor
  • terrace

Amenities

  • Elevator
  • Internet Connection

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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