Sale−46% below market

Three-room apartment with three terraces in the centre of Gabrovo

GabrovoCentyr
Published: 5 April 2026 Updated: 30 September 2026
Sale85,000 €1,000 €/m²
Expected rent446 € /mo
Area
85 m²
Floor
3 / 3
Construction
Brick
Year
1940
Heating
District Heating

Yield analysis

Good investment rating

6.3% / yr
Monthly payment377 €20% down payment · 20 yrs · 3%
Expected rent446 €at market conditions for the neighbourhood

The rent covers 118% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 2.4% · 2,000 €
  1. 83,000 €5 April 2026Initial price
  2. 85,000 €▲ 2,000 € (2.4%) 8 May 2026Price increasedCurrent

Property analysis

This apartment is priced 46% below the typical price (the median) for comparable properties — 586 €/m² against 1,089 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.

Three-room apartment in the town of Gabrovo, located in the central part of the town. The property is on the top third floor of a brick building from 1940.

The layout includes three terraces, providing additional space and the opportunity for ventilation and views of the Kamaleyata river and the main street. The internal layout is functional, with additional rooms – a 40 sq m attic, a 15 sq m basement, and a small yard.

The building is brick, and the apartment has been renovated with quality materials and equipped with central heating, two air conditioners, LED lighting, and high-end electrical appliances. Amenities include internet, video surveillance, and access control.

The location is convenient for living with easy access to urban infrastructure and parking. The surroundings offer opportunities for daily needs and social contacts in the centre of Gabrovo.

The property is suitable for people seeking a home with a good location, additional storage space, and a functional layout in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 377 €, against an expected local rent of 446 €. The rent covers the whole payment (118%).

The asking price has risen by 2,000 € (2.4%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • three terraces
  • additional storage space
  • renovated
Cons
  • top floor
  • old building

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 2% higher than when it was first advertised.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 46% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 180 days.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1940 — about 86 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • With Parking
  • Leasing
  • Internet Connection
  • Video Surveillance
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Furnishing
Yes

Location

Similar properties nearby