Sale

4-room apartment with three bedrooms in the centre of Gabrovo

GabrovoCentyr
Published: 12 January 2026 Updated: 2 October 2026
Sale295,000 €1,603 €/m²
Expected rent399 € /mo

~101,000 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Centyr (13 properties)

Area
184 m²
Construction
Panel
Year
2025

Yield analysis

Low investment rating

1.6% / yr
Monthly payment1,309 €20% down payment · 20 yrs · 3%
Expected rent399 €at market conditions for the neighbourhood

The rent covers 30% of the payment — you top up about 910 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 62 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 101,000 € above the typical price (the median) for 4-room apartments in Centyr (13 properties) — 1,603 €/m² against 1,055 €/m².

Four-room apartment in Gabrovo, Center district, part of a newly built prefab panel building from 2025.

The layout includes a large living area with panoramic windows and a winter garden, three bedrooms (one with a walk-in closet and two with a terrace), as well as three bathrooms and a laundry room.

The building has external thermal insulation and quality TROCAL joinery with 5 chambers and double glazing, providing good energy efficiency.

The location is in the central part of the city, offering convenient access to urban infrastructure and services.

The property is suitable for families seeking a spacious and functional home in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 1,309 €, against an expected local rent of 399 €. The rent covers 30% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • panoramic windows
  • winter garden
  • quality materials
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 264 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2025.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • living area

Amenities

  • With Parking
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
4
Bathrooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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