+39% above market
median 1,082 €/m² for comparable properties
75,000 € 1,500 €/m²
Rent covers ~ 101% of the payment
~ 335 €/mo rent · pays for itself in ~ 19 yrs
Sale123,000 €1,255 €/m²
Expected rent335 € /mo
~17,000 € ABOVE MARKET
above market
against the median for apartments in Byala (419 properties)
Area
98 m²
Floor
2 / 6
Construction
Brick
Year
2020
Yield analysis
Low investment rating
Monthly payment546 €20% down payment · 20 yrs · 3%
Expected rent335 €at market conditions for the neighbourhood
The rent covers 61% of the payment — you top up about 211 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 17,000 € above the typical price (the median) for apartments in Byala (419 properties) — 1,255 €/m² against 1,082 €/m².
Three-room apartment in Byala, Varna region, part of the Kivi complex. The property has an area of 98 sq m and is located on the second floor of a six-storey building.
The layout includes a living room with kitchenette, two bedrooms, a bathroom with toilet, and a terrace with sea view. The spaces are functionally organized and provide convenience for year-round use.
The building is brick, built in 2020, with an elevator and parking, which contributes to the comfort of the residents. The apartment is finished turnkey and ready for furnishing according to personal choice.
The complex is gated and located near the sea, offering a peaceful environment and opportunity for relaxation. The location is suitable both for permanent residence and as a holiday property.
The property combines convenience and functionality, suitable for families or people looking for housing near the sea with good infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 546 €, against an expected local rent of 335 €. The rent covers 61% of it.
Pros and cons
AI summaryPros
- functional layout
- east aspect
- new brick building
- elevator and parking
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- bedroom
- bedroom
- bathroom
Amenities
- Elevator
- With Parking
- Renovated
- Gated Community
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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