Sale

Two-room apartment with two terraces in Gara Byala, Ruse

Oblast RuseByala
Published: 9 July 2026 Updated: 25 September 2026
Sale34,900 €562 €/m²
Expected rent335 € /mo

~32,000 € BELOW MARKET

far below market

against the median for apartments in Byala (419 properties)

A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.

Area
62 m²
Construction
Panel
Year
1980

Yield analysis

Strong investment rating

11.5% / yr
Monthly payment155 €20% down payment · 20 yrs · 3%
Expected rent335 €at market conditions for the neighbourhood

The rent covers 216% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 9 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 32,000 € below the typical price (the median) for apartments in Byala (419 properties) — 562 €/m² against 1,082 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.

The apartment is located in the town of Byala, Ruse region, in the Gara district. The property is situated on the fourth floor of a prefab panel building from 1980.

The layout includes a corridor, a bedroom with access to an open terrace, a living room and kitchen with access to a second terrace. There is a niche for a walk-in closet or built-in wardrobe.

The building is prefab panel construction with maintained common areas and controlled access, but no elevator. The apartment is at an early stage of renovation and requires finishing works.

The location offers good infrastructure with parking in front of the building, green areas, a sports ground, shops and a playground nearby.

The property is suitable for family living or investment, combining convenience and tranquility in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 155 €, against an expected local rent of 335 €. The rent covers the whole payment (216%).

Source: Market statistics for apartments in Byala

Pros and cons

AI summary
Pros
  • two terraces
  • functional layout
  • parking in front
  • good infrastructure
Cons
  • prefab panel construction
  • no elevator
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 48% below the average for comparable properties.

  2. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • bedroom
  • living room
  • kitchen

Amenities

  • With Parking
  • Needs Renovation

Details

Category
Residential
Rooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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