+39% above market
median 1,082 €/m² for comparable properties
75,000 € 1,500 €/m²
Rent covers ~ 100% of the payment
~ 334 €/mo rent · pays for itself in ~ 19 yrs
Sale37,000 €1,000 €/m²
Expected rent334 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Byala (420 properties)
Area
37 m²
Floor
3 / 6
Construction
Panel
Year
1970
Yield analysis
Strong investment rating
Monthly payment164 €20% down payment · 20 yrs · 3%
Expected rent334 €at market conditions for the neighbourhood
The rent covers 203% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 9 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Byala (420 properties) — 1,000 €/m² against 1,082 €/m².
Apartment with one room, kitchen, and service areas, located in Byala, Ruse region. The property is on the third floor of a prefab panel block from 1970 with a total area of 37 sq m and a basement storage room. The layout is compact and suitable for a single person or a couple, providing the basic needs for comfortable use. The building is prefab panel construction, with established main utilities and no visible signs of needing renovation. The location is convenient, close to the town center and main services and shops, which facilitates daily life. The property is suitable both for personal use and as an investment with the possibility of renting out without additional expenses.
With 20% down over 20 years the monthly mortgage payment is about 164 €, against an expected local rent of 334 €. The rent covers the whole payment (203%).
Pros and cons
AI summaryPros
- functional layout
- close to center
- basement storage
Cons
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- room
- kitchen
- service areas
Details
- Category
- Residential
- Rooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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