+40% above market
median 1,069 €/m² for comparable properties
210,000 € 1,500 €/m²
Rent covers ~ 73% of the payment
~ 679 €/mo rent · you top up ~ 253 €/mo
Sale380,000 €1,114 €/m²
Expected rent679 € /mo
AT MARKET LEVEL
fairly priced
against the median for houses in Shirok Centyr (26 properties)
Area
341 m²
Land Area
78 m²
Construction
Brick
Year
1990
Heating
Gas
Yield analysis
Low investment rating
Monthly payment1,686 €20% down payment · 20 yrs · 3%
Expected rent679 €at market conditions for the neighbourhood
The rent covers 40% of the payment — you top up about 1,007 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 47 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced at the typical price (the median) for houses in Shirok Centyr (26 properties) — 1,114 €/m² against 1,069 €/m².
House with a built-up area of 341 sq m, located in the wide center of Ruse. The property is spread over three levels with an additional garage and yard.
The interior layout includes functional zones – on the ground floor there is a living room, kitchen, bedroom, sauna, and cellar; the first floor offers a lounge with a walk-through bedroom, two separate bedrooms, and a large terrace; the second floor is arranged as a maisonette with two more bedrooms, a spacious living room, and a second terrace.
The construction is brick from 1990, heating is gas-based, providing efficient comfort. The property has a maintained yard and a garage with heated access to the house.
The location in the wide center provides quick access to city amenities and institutions while the area remains quiet and suitable for family living.
The property is suitable for a large family or as an investment with potential use as a guest house due to its size and variety of rooms.
With 20% down over 20 years the monthly mortgage payment is about 1,686 €, against an expected local rent of 679 €. The rent covers 40% of it.
Pros and cons
AI summaryPros
- functional layout
- garage with heated access
- gas heating
- two terraces
Cons
- year of construction 1990
Layout
- bedroom
- bedroom
- bedroom
- bedroom
- living room
- kitchen
- kitchen
- dining room
Amenities
- With Parking
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Bathrooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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