−11% below market
median 804 €/m² for comparable properties
120,000 € 714 €/m²
Rent covers ~ 128% of the payment
~ 679 €/mo rent · pays for itself in ~ 15 yrs
Sale120,000 €960 €/m²
Expected rent679 € /mo
~19,500 € ABOVE MARKET
above market
against the median for houses in Rodina 2 (9 properties)
Area
125 m²
Land Area
180 m²
Floor
2 / 2
Construction
Brick
Year
1970
Heating
Gas
Yield analysis
Good investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent679 €at market conditions for the neighbourhood
The rent covers 128% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 19,500 € above the typical price (the median) for houses in Rodina 2 (9 properties) — 960 €/m² against 804 €/m².
House with an area of 125 sq m, located in the district of Rodina 2, city of Ruse. The property includes a private garage and part of the yard.
The layout consists of three floors with two rooms on each, two bathrooms, two terraces, and attic space. The house has two separate entrances, allowing for the creation of separate living units.
The construction is brick from 1970, with a maintained roof and stable foundations, but the interior spaces require renovation. The property features an iron fence and parking.
The area is quiet and well-organized, close to a school, shops, and dining establishments. Suitable for family use with the possibility of multi-generational living.
The property offers a functional layout and the possibility to adapt according to the residents' needs.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 679 €. The rent covers the whole payment (128%).
Pros and cons
AI summaryPros
- garage with pit
- two bathrooms
- two terraces
- stable construction
Cons
- needs renovation
- top floor
Layout
- room 12 sq m
- room 12 sq m
- room 11 sq m
- room 14 sq m
- room 11 sq m
- room 14 sq m
Amenities
- With Parking
Details
- Category
- Residential
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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median 804 €/m² for comparable properties
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Rent covers ~ 191% of the payment
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At market level
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At market level
median 804 €/m² for comparable properties
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Rent covers ~ 170% of the payment
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