−22% below market
median 1,493 €/m² for comparable properties
137,000 € 1,161 €/m²
Rent covers ~ 128% of the payment
~ 781 €/mo rent · pays for itself in ~ 15 yrs
Sale206,000 €872 €/m²
Expected rent781 € /mo
~146,500 € BELOW MARKET
far below market
against the median for houses in Centyr (46 properties)
A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
Area
236 m²
Land Area
118 m²
Construction
Brick
Year
1960
Yield analysis
Fair investment rating
Monthly payment914 €20% down payment · 20 yrs · 3%
Expected rent781 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 133 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 146,500 € below the typical price (the median) for houses in Centyr (46 properties) — 872 €/m² against 1,493 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
The house is located in the Centre of Ruse and has a total area of 236 sq m. The layout includes two floors of 118 sq m each, connected by a heated passage and separate entrances.
On the second floor there is a spacious entrance hall, living room with dining area, master bedroom, children's room, kitchen and bathroom with toilet, while the first floor has the same rooms but requires renovation.
The construction is brick from 1960, with major improvements made – new roof, new plumbing and electrical installations, internal and external insulation, and quality PVC windows. Heating is electric, and the flooring is laminate and terracotta.
The property features a winter garden, suitable for family gatherings throughout the year. The location provides convenient access to urban infrastructure and services in central Ruse.
The house is suitable for family use with the possibility to adapt the first floor according to the needs of the new owners.
With 20% down over 20 years the monthly mortgage payment is about 914 €, against an expected local rent of 781 €. The rent covers 85% of it.
Pros and cons
AI summaryPros
- functional layout
- new roof
- internal and external insulation
- winter garden
Cons
- needs renovation
- electric heating
Layout
- entrance hall
- living room
- bedroom
- bedroom
- kitchen
- bathroom
- toilet
Amenities
- Access Control
- Renovated
Details
- Category
- Residential
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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