+99% above market
median 1,815 €/m² for comparable properties
880,000 € 3,606 €/m²
Rent covers ~ 48% of the payment
~ 1,871 €/mo rent · you top up ~ 2,033 €/mo
Sale495,000 €1,800 €/m²
Expected rent1,871 € /mo
AT MARKET LEVEL
fairly priced
against the median for houses in Bankya (192 properties)
Area
275 m²
Land Area
200 m²
Floor
0 / 3
Construction
Brick
Year
2028
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment2,196 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 325 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced at the typical price (the median) for houses in Bankya (192 properties) — 1,800 €/m² against 1,815 €/m².
The house is located in the Gorna Banya district, part of the city of Sofia, in a new boutique residential complex with two twin houses.
The layout includes four levels with spacious rooms, three bedrooms, a living area with kitchen and dining room, as well as large French windows and terraces overlooking the green surroundings.
The construction is brick from 2028, and the property includes a garage for two cars, storage space, and a private yard, providing convenience and comfort.
The area is quiet and green, with quick access to the Ring Road and the central part of Sofia, combining tranquility and good connectivity.
The property is suitable for family living with a focus on functionality and proximity to nature.
With 20% down over 20 years the monthly mortgage payment is about 2,196 €, against an expected local rent of 1,871 €. The rent covers 85% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- garage for two cars
- quiet area
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- garage
- storage space
- living area
- kitchen
- dining room
- bathroom
- bedroom
- bedroom
- bedroom
- bathroom
- bathroom
- bedroom
- bathroom
Amenities
- With Parking
- Access Control
- Gated Community
- Tax Credit Option
Details
- Category
- Residential
- Bathrooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
+10% above market
median 1,815 €/m² for comparable properties
900,000 € 2,000 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,122 €/mo
+56% above market
median 1,815 €/m² for comparable properties
930,000 € 2,826 €/m²
Rent covers ~ 45% of the payment
~ 1,871 €/mo rent · you top up ~ 2,255 €/mo
−11% below market
median 1,815 €/m² for comparable properties
560,000 € 1,609 €/m²
Rent covers ~ 75% of the payment
~ 1,871 €/mo rent · you top up ~ 614 €/mo
At market level
median 1,815 €/m² for comparable properties
580,000 € 1,705 €/m²
Rent covers ~ 73% of the payment
~ 1,871 €/mo rent · you top up ~ 702 €/mo
+15% above market
median 1,815 €/m² for comparable properties
520,000 € 2,080 €/m²
Rent covers ~ 81% of the payment
~ 1,871 €/mo rent · you top up ~ 436 €/mo
At market level
median 1,815 €/m² for comparable properties
368,640 € 1,920 €/m²
Rent covers ~ 114% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 16 yrs