Sale

Detached terraced house with 5 rooms in Mikhailovo district, Bankya

Bankya
Published: 6 January 2026 Updated: 30 September 2026
Sale360,000 €1,538 €/m²
Expected rent1,871 € /mo

~64,500 € BELOW MARKET

good value

against the median for houses in Bankya (192 properties)

Area
234 m²
Land Area
200 m²
Construction
Brick
Year
2026
Heating
Local Heating

Yield analysis

Good investment rating

6.2% / yr
Monthly payment1,597 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood

The rent covers 117% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▲ 0% · 0 €
  1. 360,000 €1 April 2026Initial price
  2. 380,000 €▲ 20,000 € (5.6%) 1 May 2026Price increased
  3. 360,000 €▼ 20,000 € (5.3%) 8 August 2026Price reducedCurrent

Property analysis

This house is priced about 64,500 € below the typical price (the median) for houses in Bankya (192 properties) — 1,538 €/m² against 1,815 €/m².

The house is located in Sofia, Mikhailovo district, Bankya, in a newly built gated complex with a total of seven houses.

The layout includes the first floor with an entrance hall, living room with kitchenette and dining area, veranda, and bathroom; the second floor with three bedrooms, two bathrooms, and a laundry room; the third floor with a master bedroom, bathroom, and terrace.

The construction is brick from 2026, and the property includes parking spaces, video surveillance, and centralized sewage.

The location offers tranquility close to Lyulin mountain and convenient access to Bankya's urban infrastructure.

The property is suitable for family living with an emphasis on comfort and security in a gated environment.

With 20% down over 20 years the monthly mortgage payment is about 1,597 €, against an expected local rent of 1,871 €. The rent covers the whole payment (117%).

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 274 days.

Source: Market statistics for houses in Bankya

Pros and cons

AI summary
Pros
  • functional layout
  • gated complex
  • parking spaces
  • panoramic view
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room
  • kitchenette
  • dining area
  • bedroom
  • bedroom
  • bedroom
  • master bedroom

Amenities

  • With Parking
  • Video Surveillance
  • Renovated
  • Gated Community
  • Access Control

Details

Category
Residential
Bathrooms
4

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

+99% above market

median 1,815 €/m² for comparable properties

880,000 € 3,606 €/m²
  • 244m²
  • 0/3fl.
  • 5offers

Rent covers ~ 48% of the payment

~ 1,871 €/mo rent · you top up ~ 2,033 €/mo