+99% above market
median 1,815 €/m² for comparable properties
880,000 € 3,606 €/m²
Rent covers ~ 48% of the payment
~ 1,871 €/mo rent · you top up ~ 2,033 €/mo
Sale364,000 €1,384 €/m²
Expected rent1,871 € /mo
~113,500 € BELOW MARKET
good value
against the median for houses in Bankya (192 properties)
Area
263 m²
Construction
Brick
Year
2026
Yield analysis
Good investment rating
Monthly payment1,615 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 116% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 113,500 € below the typical price (the median) for houses in Bankya (192 properties) — 1,384 €/m² against 1,815 €/m².
House with an area of 263 sq m, located in Bankya, Sofia.
The layout includes a basement with utility rooms, a ground floor with a living room, dining room and kitchen nook opening onto the yard, as well as two upper floors with a total of five bedrooms and bathrooms.
The construction is monolithic concrete with ceramic bricks, thermal insulation and VEKA Softline PVC windows, ensuring energy efficiency; an installation for a heat pump and underfloor heating is planned.
The property is situated in a quiet residential area with asphalt access, close to green spaces and new houses, offering tranquility and fresh air.
Suitable for families seeking a spacious home with a functional layout and the possibility for individual finishing.
With 20% down over 20 years the monthly mortgage payment is about 1,615 €, against an expected local rent of 1,871 €. The rent covers the whole payment (116%).
Pros and cons
AI summaryPros
- functional layout
- energy efficiency
- yard with parking
- quality materials
Cons
- unfinished to BDS standard
Layout
- basement
- bedroom
- bedroom
- living room
- dining room
- kitchen nook
- bathroom
- bathroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Bathrooms
- 4
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
+10% above market
median 1,815 €/m² for comparable properties
900,000 € 2,000 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,122 €/mo
At market level
median 1,815 €/m² for comparable properties
580,000 € 1,705 €/m²
Rent covers ~ 73% of the payment
~ 1,871 €/mo rent · you top up ~ 702 €/mo
+15% above market
median 1,815 €/m² for comparable properties
520,000 € 2,080 €/m²
Rent covers ~ 81% of the payment
~ 1,871 €/mo rent · you top up ~ 436 €/mo
At market level
median 1,815 €/m² for comparable properties
368,640 € 1,920 €/m²
Rent covers ~ 114% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 16 yrs
−30% below market
median 1,815 €/m² for comparable properties
489,990 € 1,272 €/m²
Rent covers ~ 86% of the payment
~ 1,871 €/mo rent · you top up ~ 303 €/mo
No market valuation
On request
No yield data
Appears once there's enough market data