Sale

4-room apartment in the centre of Shumen with heat pump

ShumenCentyr
Published: 9 January 2026 Updated: 24 September 2026
Sale250,000 €1,655 €/m²
Expected rent400 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room floors of house in Centyr (38 properties)

Area
151 m²
Floor
4 / 4
Construction
Brick
Year
1930

Yield analysis

Low investment rating

1.9% / yr
Monthly payment1,109 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 36% of the payment — you top up about 709 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 52 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This floor of House is priced at the typical price (the median) for 4-room floors of house in Centyr (38 properties) — 1,655 €/m² against 1,584 €/m².

4-room apartment in the centre of the city of Shumen, located on the top floor of a four-storey building.

The layout includes spacious rooms suitable for both residential and office use.

The building is brick, built in 1930, with a major renovation in 2022, ensuring updated structure and installations. The property is equipped with a heat pump and air conditioners for heating and cooling.

The location is in the heart of the city, providing convenient access to administrative and commercial facilities.

Suitable for use as a residence or office, combining a central location with updated infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 1,109 €, against an expected local rent of 400 €. The rent covers 36% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 266 days.

Source: Market statistics for floors of House in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • heat pump
  • major renovation 2022
  • central location
Cons
  • top floor
  • old building

Details

Category
Residential
Rooms
4

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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