−13% below market
median 2,104 €/m² for comparable properties
109,999 € 1,833 €/m²
Rent covers ~ 122% of the payment
~ 597 €/mo rent · pays for itself in ~ 15 yrs
Sale110,000 €2,000 €/m²
Expected rent600 € /mo
AT MARKET LEVEL
fairly priced
against the median for floors of house in Bankya (12 properties)
Area
55 m²
Floor
0 / 2
Construction
Brick
Year
1980
Heating
Gas
Yield analysis
Good investment rating
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent600 €at market conditions for the neighbourhood
The rent covers 123% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
3 changes since listing▼ 8.3% · 10,000 €
- 120,000 €
- 125,000 €▲ 5,000 € (4.2%)
- 120,000 €▼ 5,000 € (4%)
- 110,000 €▼ 10,000 € (8.3%)
Property analysis
This floor of House is priced at the typical price (the median) for floors of house in Bankya (12 properties) — 2,000 €/m² against 1,917 €/m².
The property is a house floor with an area of 55 sq m, located in the central part of Bankya.
The layout includes two bright bedrooms, a corridor, kitchen, and bathroom with toilet, providing functional use of the space.
The building is brick, built in 1980, and the property has been renovated and requires no additional investment.
The location is quiet, with easy access to a school, shops, and public transport, with parking available nearby.
It is suitable both for permanent living and for renting out, offering a balanced combination of convenience and practicality.
With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 600 €. The rent covers the whole payment (123%).
The asking price has fallen by 10,000 € (8.3%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- quiet location
- renovated
- close to amenities
Cons
- ground floor
Layout
- bedroom
- bedroom
Details
- Category
- Residential
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
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