+13% above market
median 1,233 €/m² for comparable properties
105,000 € 1,381 €/m²
Rent covers ~ 97% of the payment
~ 452 €/mo rent · you top up ~ 14 €/mo
Sale120,000 €1,538 €/m²
Expected rent452 € /mo
~24,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Seniche (20 properties)
Area
78 m²
Floor
4 / 7
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent452 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 80 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 24,000 € above the typical price (the median) for 3-room apartments in Seniche (20 properties) — 1,538 €/m² against 1,233 €/m².
Three-room apartment in the city of Vratsa, district Studentski Grad, located on the fourth floor of a seven-storey prefab panel building.
The layout includes a spacious living room, two bedrooms, kitchen with dining area, two bathrooms and a glazed terrace, providing convenience and functionality for family use.
The building is prefab panel construction with maintained common areas and a working elevator; the apartment has replaced window frames and air conditioning installation, ready to move in without the need for major repairs.
The district is quiet and peaceful, right next to the block there is a new park suitable for walks and outdoor relaxation.
The property is suitable for families looking for a functional home in a calm urban environment with everyday conveniences.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 452 €. The rent covers 85% of it.
Pros and cons
AI summaryPros
- functional layout
- elevator
- glazed terrace
- close to park
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
- dining area
- terrace
Amenities
- Elevator
- With Parking
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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