Sale

Four-room apartment with terrace in Kolyo Ficheto, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 4 June 2026 Updated: 10 September 2026
Sale130,000 €1,688 €/m²
Expected rent360 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Kolyu Ficheto (133 properties)

Area
77 m²
Floor
9 / 15
Construction
EPC
Year
1970

Yield analysis

Low investment rating

3.3% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent360 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 217 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Kolyu Ficheto (133 properties) — 1,688 €/m² against 1,726 €/m².

4-room apartment in the Kolyo Ficheto district of Veliko Tarnovo, located on the 9th floor of 15 in an EPK prefab building.
The layout includes a living room, separate kitchen, two bedrooms, bathroom, toilet, corridor and terrace, providing convenience for family use.
The building was constructed in 1970, with an elevator and heating via electric convectors; the property has east and south aspect for good natural light.
The district offers good infrastructure with proximity to schools, kindergartens, shops and transport connections.
The property is suitable for family living with a functional layout and convenient location.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 360 €. The rent covers 62% of it.

Source: Market statistics for apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • east and south aspect
  • elevator
  • close to schools
Cons
  • electric heating

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 9 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • corridor
  • terrace

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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