Sale

Two-room apartment with terrace in Kartala district, Veliko Tarnovo

Veliko TyrnovoKartala

Published: 9 September 2026 Updated: 9 September 2026

Sale144,900 €1,558 €/m²

Expected rent366 € /mo

~13,500 € BELOW MARKET

good value

against the median for 2-room apartments in Kartala (59 properties)

Area

93 m²

Construction

Brick

Year

2027

Yield analysis

Low investment rating

3% / yr

Monthly payment643 €20% down payment · 20 yrs · 3%

Expected rent366 €at market conditions for the neighbourhood

The rent covers 57% of the payment — you top up about 277 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,500 € below the typical price (the median) for 2-room apartments in Kartala (59 properties) — 1,558 €/m² against 1,705 €/m².

Apartment with two rooms in Orlovets complex, Kartala district, Veliko Tarnovo. The property has a floor area of 89 sq m and is located on the second residential floor in a new building from 2027 with Act 14.

The layout includes an entrance hall, spacious living room with kitchen area, bedroom, bathroom with toilet, and a panoramic terrace with mountain views. The property also includes a basement storage room.

The building is brick, with high-quality PVC windows and a reinforced entrance door. Provisions for an air conditioning system are available and there is an elevator.

The location offers convenient access to supermarkets, shops, restaurants, a park, and bus stops within walking distance.

The property is suitable for family living with a functional layout and amenities close to urban infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 366 €. The rent covers 57% of it.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
panoramic terrace
new-build
elevator

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.