Sale

4-room apartment with two terraces in Kartala district, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 6 December 2025 Updated: 30 September 2026
Sale206,000 €1,661 €/m²
Expected rent372 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Kartala (132 properties)

Area
124 m²
Floor
5 / 5
Construction
Brick
Year
2007
Heating
Local Heating

Yield analysis

Low investment rating

2.2% / yr
Monthly payment914 €20% down payment · 20 yrs · 3%
Expected rent372 €at market conditions for the neighbourhood

The rent covers 41% of the payment — you top up about 542 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 46 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Kartala (132 properties) — 1,661 €/m² against 1,664 €/m².

Apartment with four rooms in the city of Veliko Tarnovo, Kartala district. The property is attic-located on the top floor in a building from 2007 with brick construction.

The layout includes a corridor, dining room with kitchen, spacious living room, three bedrooms, two bathrooms with toilets, and a boiler room. There are two glazed terraces with a total area of about 16 sq m, providing additional space and views.

The building is made of bricks and is in good condition. Heating is provided by a fireplace with a water jacket and five air conditioners for cooling. There is a 350 l boiler connected to a solar collector and capable of electric operation. Gas is connected up to the entrance of the apartment.

The district offers a quiet environment and convenient access to urban infrastructure. The availability of a parking space complements the functionality of the property.

The property is suitable for families looking for a spacious and well-equipped apartment with the possibility to divide into two separate residences if needed.

With 20% down over 20 years the monthly mortgage payment is about 914 €, against an expected local rent of 372 €. The rent covers 41% of it.

Source: Market statistics for apartments in Kartala

Pros and cons

AI summary
Pros
  • two glazed terraces
  • functional layout
  • quality construction
  • parking space
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 301 days.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • dining room
  • kitchen
  • living room
  • bedroom
  • bedroom
  • bedroom
  • bathroom
  • bathroom

Amenities

  • With Parking

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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