At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale163,000 €1,198 €/m²
Expected rent572 € /mo
~39,500 € BELOW MARKET
good value
against the median for 4-room apartments in Centyr (94 properties)
Area
136 m²
Floor
2 / 3
Construction
Brick
Year
1960
Yield analysis
Fair investment rating
Monthly payment723 €20% down payment · 20 yrs · 3%
Expected rent572 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 151 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 39,500 € below the typical price (the median) for 4-room apartments in Centyr (94 properties) — 1,198 €/m² against 1,488 €/m².
The apartment is located in Veliko Tarnovo, in the central part of the city.
The layout includes an entrance hall, kitchen with dining area, three bedrooms, laundry room, bathroom with toilet, separate toilet and a large terrace with a southern aspect and a view.
The building is brick from 1960, the apartment has been renovated with PVC windows and external and internal insulation, situated on the second of three floors.
The location provides easy access to institutions, shops, restaurants and public transport.
The property is suitable for family use with conveniences for everyday life in the central part of the city.
With 20% down over 20 years the monthly mortgage payment is about 723 €, against an expected local rent of 572 €. The rent covers 79% of it.
Pros and cons
AI summaryPros
- functional layout
- southern aspect
- panoramic terrace
- PVC windows
Cons
- walk-through rooms
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 20% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 299 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- kitchen
- hall
- laundry room
- bathroom
- toilet
Amenities
- With Transition
- Renovated
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−31% below market
median 1,613 €/m² for comparable properties
254,920 € 1,113 €/m²
Rent covers ~ 36% of the payment
~ 411 €/mo rent · you top up ~ 720 €/mo
+45% above market
median 1,488 €/m² for comparable properties
399,000 € 2,156 €/m²
Rent covers ~ 32% of the payment
~ 572 €/mo rent · you top up ~ 1,198 €/mo
+15% above market
median 1,723 €/m² for comparable properties
95,000 € 1,979 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
−8% below market
median 1,723 €/m² for comparable properties
65,000 € 1,585 €/m²
Rent covers ~ 125% of the payment
~ 361 €/mo rent · pays for itself in ~ 15 yrs
At market level
median 1,679 €/m² for comparable properties
150,000 € 1,666 €/m²
Rent covers ~ 68% of the payment
~ 451 €/mo rent · you top up ~ 215 €/mo
−14% below market
median 1,723 €/m² for comparable properties
74,000 € 1,480 €/m²
Rent covers ~ 110% of the payment
~ 361 €/mo rent · pays for itself in ~ 17 yrs
+11% above market
median 1,679 €/m² for comparable properties
215,000 € 1,869 €/m²
Rent covers ~ 47% of the payment
~ 451 €/mo rent · you top up ~ 503 €/mo