Sale

Three-room apartment with terrace in the centre of Veliko Tarnovo

Veliko TyrnovoCentyr
Published: 10 April 2026 Updated: 30 September 2026
Sale102,000 €1,324 €/m²
Expected rent451 € /mo

~27,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area
77 m²
Floor
1 / 6
Construction
Panel

Yield analysis

Fair investment rating

5.3% / yr
Monthly payment453 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 100% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

3 changes since listing▼ 15% · 18,000 €
  1. 120,000 €4 May 2026Initial price
  2. 109,900 €▼ 10,100 € (8.4%) 1 June 2026Price reduced
  3. 105,000 €▼ 4,900 € (4.5%) 7 August 2026Price reduced
  4. 102,000 €▼ 3,000 € (2.9%) 17 August 2026Price reducedCurrent

Property analysis

This apartment is priced about 27,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,324 €/m² against 1,679 €/m².

Three-room apartment in Veliko Tarnovo, located in the wider centre, close to a school and sports facilities.
Layout: living room, two bedrooms, kitchen, bathroom with toilet, storage room and terrace, providing convenient functionality for family use.
The building is prefab panel with an elevator and partially insulated, while the apartment needs refreshing.
The area is well arranged with easy access to city amenities and the possibility of free parking in front of the block.
The property is suitable for family living with a balanced combination of location and functionality.

With 20% down over 20 years the monthly mortgage payment is about 453 €, against an expected local rent of 451 €. The rent covers the whole payment (100%).

The asking price has fallen by 18,000 € (15%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south/north aspect
  • elevator
  • close to school
Cons
  • prefab panel block
  • needs refreshing

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 21% below the average for comparable properties.

  2. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 3 times — about 15% below the original asking price.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • Living room
  • bedroom
  • bedroom
  • Kitchen
  • Bathroom
  • Storage room
  • Terrace

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1

Location

Similar properties nearby