Sale

Three-room apartment with south aspect in Kolyu Ficheto, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 9 February 2026 Updated: 29 September 2026
Sale190,000 €2,500 €/m²
Expected rent406 € /mo

~59,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area
76 m²
Floor
2 / 7
Construction
Brick
Year
1980

Yield analysis

Low investment rating

2.6% / yr
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood

The rent covers 48% of the payment — you top up about 437 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 59,500 € above the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 2,500 €/m² against 1,714 €/m².

Apartment with three rooms and an area of 76 sq m, located in Veliko Tarnovo, Kolyu Ficheto district.

The layout includes two bedrooms, living room, kitchen, bathroom, toilet, corridor and terrace, without walk-through rooms.

The building is brick from 1980, the apartment is on the 2nd floor of a total of 7, with new PVC windows, interior doors and updated plumbing and electrical installations. Heating and cooling are provided by air conditioners.

The area offers amenities such as proximity to Mall Veliko Tarnovo, shops, schools, kindergartens and green spaces. There is regular public transport and sports grounds nearby.

The property is suitable for permanent residence or long-term rental, combining functionality and convenient location.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 406 €. The rent covers 48% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • new PVC windows
  • good location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 235 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen
  • bathroom
  • toilet
  • corridor
  • terrace

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Location

Similar properties nearby