Sale

Three-room apartment with terrace in Kolyu Ficheto district, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 10 September 2026 Updated: 10 September 2026
Sale115,000 €1,533 €/m²
Expected rent406 € /mo

~13,500 € BELOW MARKET

good value

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area
75 m²
Construction
Brick

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 104 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,500 € below the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 1,533 €/m² against 1,714 €/m².

Three-room apartment in Veliko Tarnovo, Kolyu Ficheto district. The living area is 75 sq m and includes two bedrooms and a living room with a kitchenette.

The layout is functional, with two bedrooms opening onto a terrace, the living room also has access to a separate terrace, corridor, and bathroom with toilet.

The building is new-build with brick construction, which suggests better thermal and sound insulation. There is no information about the specific year of construction or floor.

The location is convenient, close to Lidl supermarket, Emiliyan Stanev Primary School, kindergartens, and a park, making it suitable for families.

The property offers a balanced combination of functionality and amenities in a preferred district of the city.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 406 €. The rent covers 80% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • close to park
  • new-build
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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