Sale

3-room apartment with two terraces in Kolyu Ficheto, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 1 January 2026 Updated: 30 September 2026
Sale115,000 €1,575 €/m²
Expected rent406 € /mo

~10,000 € BELOW MARKET

good value

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area
73 m²
Floor
5 / 6
Construction
Brick

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 104 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 10,000 € below the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 1,575 €/m² against 1,714 €/m².

Apartment with three rooms, located in the town of Veliko Tarnovo, district Kolyu Ficheto. The property is on the 5th floor of a total of 6 in a building with an elevator.

The layout includes two bedrooms, a living room with dining area and kitchenette, corridor, bathroom with toilet, and two terraces with east aspect and panoramic view.

The building is brick with external insulation, and the apartment features finished PVC windows and MDF doors, plastered walls, and floors at screed level.

The location is convenient, close to schools, kindergartens, shops, park, and hospital, providing easy access to essential services.

The property is suitable for family living with good functionality and amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 406 €. The rent covers 80% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • two terraces
  • elevator
  • panoramic view
  • close to schools
Cons
  • finished at screed level

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 275 days.

  2. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room

Amenities

  • Elevator

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby