Sale

Three-room apartment with terrace in Kartala, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 6 December 2025 Updated: 30 September 2026
Sale135,000 €1,928 €/m²
Expected rent477 € /mo

~26,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Kartala (42 properties)

Area
70 m²
Floor
3 / 6
Construction
Brick
Year
2007

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 122 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 0.7% · 1,000 €
  1. 134,000 €20 April 2026Initial price
  2. 135,000 €▲ 1,000 € (0.7%) 15 May 2026Price increasedCurrent

Property analysis

This apartment is priced about 26,500 € above the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,928 €/m² against 1,552 €/m².

Apartment with three rooms in the Kartala district, Veliko Tarnovo.
The layout includes a hallway, two bedrooms, living room with kitchenette, bathroom with toilet, and terrace.
The property is in a brick building from 2007, on the third floor of six, with an available elevator and basement.
The district offers amenities and access to urban infrastructure.
Suitable for family use with balanced aspect and functional layout.

With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 477 €. The rent covers 80% of it.

The asking price has risen by 1,000 € (0.7%) since it was first listed.

Source: Market statistics for 3-room apartments in Kartala

Pros and cons

AI summary
Pros
  • south/east aspect
  • elevator
  • basement
  • functional layout
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 301 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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