Sale

Three-room apartment in Kartala, Veliko Tarnovo with two terraces

Veliko TyrnovoKartala

Published: 6 December 2025 Updated: 30 September 2026

Sale154,500 €1,030 €/m²

Expected rent477 € /mo

~78,500 € BELOW MARKET

good value

against the median for 3-room apartments in Kartala (42 properties)

Area

150 m²

Floor

1 / 4

Construction

Brick

Yield analysis

Low investment rating

3.7% / yr

Monthly payment685 €20% down payment · 20 yrs · 3%

Expected rent477 €at market conditions for the neighbourhood

The rent covers 70% of the payment — you top up about 208 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 78,500 € below the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,030 €/m² against 1,552 €/m².

Three-room apartment in Veliko Tarnovo, Kartala district. It is located on the first residential floor of a four-storey building.

The layout includes a corridor, two bedrooms, a living room, a lounge, kitchen, bathroom, toilet and two terraces, providing good functionality and the possibility to separate rest and daily activity areas.

The property is monolithic concrete construction with brick walls and includes a basement. The aspect is north/south/west, allowing varied lighting throughout the day.

The location is in Kartala district, offering a quiet urban environment with parking options. There is an option to purchase a double garage separately.

The property is suitable for families seeking a spacious and functional home with additional storage space and parking possibilities.

With 20% down over 20 years the monthly mortgage payment is about 685 €, against an expected local rent of 477 €. The rent covers 70% of it.

Source: Market statistics for 3-room apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
two terraces
basement
parking space

Cons

ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 34% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 301 days.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.