Sale

3-bedroom apartment in Veliko Tyrnovo, Kartala

Veliko TyrnovoKartala
Published: 2 January 2026 Updated: 8 September 2026
Sale153,000 €1,318 €/m²
Expected rent477 € /mo

~27,000 € BELOW MARKET

good value

against the median for 3-room apartments in Kartala (42 properties)

Area
116 m²
Floor
5 / 6
Construction
Brick

Yield analysis

Low investment rating

3.7% / yr
Monthly payment679 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 70% of the payment — you top up about 202 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

4 changes since listing▲ 9.6% · 13,600 €
  1. 142,400 €19 February 2026Initial price
  2. 143,400 €▲ 1,000 € (0.7%) 24 February 2026Price increased
  3. 142,200 €▼ 1,200 € (0.8%) 2 March 2026Price reduced
  4. 153,000 €▲ 10,800 € (7.6%) 9 April 2026Price increased
  5. 156,000 €▲ 3,000 € (2%) 9 April 2026Price increasedCurrent

Property analysis

This apartment is priced about 27,000 € below the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,344 €/m² against 1,552 €/m².

With 20% down over 20 years the monthly mortgage payment is about 679 €, against an expected local rent of 477 €. The rent covers 70% of it.

This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 3,000 €. It has been listed for 274 days. The asking price has risen by 13,600 € (9.6%) since it was first listed.

Source: Market statistics for 3-room apartments in Kartala

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 10% higher than when it was first advertised.

  2. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 2%.

  3. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 13% below the average for comparable properties.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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