Sale

Two-room apartment with terrace in Kartala district, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 17 September 2026 Updated: 17 September 2026
Sale145,000 €1,986 €/m²
Expected rent366 € /mo

~20,500 € ABOVE MARKET

above market

against the median for 2-room apartments in Kartala (59 properties)

Area
73 m²
Floor
5 / 6
Construction
Brick

Yield analysis

Low investment rating

3% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent366 €at market conditions for the neighbourhood

The rent covers 57% of the payment — you top up about 277 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 20,500 € above the typical price (the median) for 2-room apartments in Kartala (59 properties) — 1,986 €/m² against 1,705 €/m².

Apartment with two rooms in the town of Veliko Tarnovo, Kartala district, located on the penultimate floor of a six-storey building.
Layout includes a living room with kitchenette, bedroom, bathroom with toilet, entrance hall and terrace, as well as a storage room.
The building is new, built with brick construction and features an elevator, video surveillance and parking. The apartment is renovated and furnished with new furniture and appliances.
The location is convenient, close to a park, kindergarten, shops and transport connections at the beginning of the district.
The property is suitable for living or investment due to its functional layout and good infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 366 €. The rent covers 57% of it.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary
Pros
  • functional layout
  • south/east aspect
  • elevator
  • parking
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • entrance hall
  • living room
  • bedroom
  • bathroom

Amenities

  • Elevator
  • With Parking
  • Video Surveillance
  • Renovated

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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