Sale

Two-room apartment with terrace in Kartala, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 8 May 2026 Updated: 30 September 2026
Sale104,900 €1,542 €/m²
Expected rent366 € /mo

~11,000 € BELOW MARKET

good value

against the median for 2-room apartments in Kartala (59 properties)

Area
68 m²
Floor
3 / 6
Construction
Brick
Year
2026

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment465 €20% down payment · 20 yrs · 3%
Expected rent366 €at market conditions for the neighbourhood

The rent covers 79% of the payment — you top up about 99 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 11,000 € below the typical price (the median) for 2-room apartments in Kartala (59 properties) — 1,542 €/m² against 1,705 €/m².

Two-room apartment with an area of 68 sq m, located in the city of Veliko Tarnovo, Kartala district.

The layout includes a living room with kitchenette, bedroom, and a terrace with automatic opening and closing, which enhances the functionality of the outdoor space.

The building is new-build from 2026, constructed with brick materials and equipped with an Orona elevator, video surveillance, and access control. The common areas are renovated with quality materials such as Spanish granite tiles and decorative plaster.

The location is well connected and offers nearby amenities while providing tranquility in a gated complex.

The property is suitable for those seeking comfort and security in an urban environment with modern conveniences.

With 20% down over 20 years the monthly mortgage payment is about 465 €, against an expected local rent of 366 €. The rent covers 79% of it.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary
Pros
  • south aspect
  • functional layout
  • quality materials
  • video surveillance
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom 68 sq m

Amenities

  • Video Surveillance
  • Access Control
  • Renovated
  • Gated Community

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby