−17% below market
median 1,705 €/m² for comparable properties
110,000 € 1,410 €/m²
Rent covers ~ 75% of the payment
~ 366 €/mo rent · you top up ~ 122 €/mo
Sale130,000 €1,940 €/m²
Expected rent366 € /mo
~16,000 € ABOVE MARKET
above market
against the median for 2-room apartments in Kartala (59 properties)
Area
67 m²
Floor
4 / 4
Construction
Brick
Yield analysis
Low investment rating
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent366 €at market conditions for the neighbourhood
The rent covers 63% of the payment — you top up about 211 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 3.7% · 5,000 €
- 135,000 €
- 130,000 €▼ 5,000 € (3.7%)
Property analysis
This apartment is priced about 16,000 € above the typical price (the median) for 2-room apartments in Kartala (59 properties) — 1,940 €/m² against 1,705 €/m².
Two-room apartment in Kartala district, Veliko Tarnovo, located on the top fourth floor of a brick building with an elevator.
The layout includes a living room with kitchenette, bedroom, two bathrooms with toilets, and a terrace overlooking the city.
The building is new-build with maintained common areas and includes a garage of 24 sq m.
The location is convenient, close to a park, grocery store, and bus stop, providing easy access to the city infrastructure.
The property is suitable for living or investment, combining functionality and amenities in a preferred area.
With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 366 €. The rent covers 63% of it.
The asking price has fallen by 5,000 € (3.7%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- southwest aspect
- garage
- close to park
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Is there still room to negotiate?
Because: The price has been cut once, by about 4%.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−21% below market
median 1,705 €/m² for comparable properties
111,200 € 1,356 €/m²
Rent covers ~ 74% of the payment
~ 366 €/mo rent · you top up ~ 127 €/mo
−18% below market
median 1,664 €/m² for comparable properties
210,000 € 1,363 €/m²
Rent covers ~ 40% of the payment
~ 372 €/mo rent · you top up ~ 560 €/mo
+12% above market
median 1,704 €/m² for comparable properties
44,000 € 1,913 €/m²
Rent covers ~ 191% of the payment
~ 372 €/mo rent · pays for itself in ~ 10 yrs
+12% above market
median 1,704 €/m² for comparable properties
44,000 € 1,913 €/m²
Rent covers ~ 191% of the payment
~ 372 €/mo rent · pays for itself in ~ 10 yrs
At market level
median 1,552 €/m² for comparable properties
138,500 € 1,505 €/m²
Rent covers ~ 78% of the payment
~ 477 €/mo rent · you top up ~ 137 €/mo
+36% above market
median 1,705 €/m² for comparable properties
148,900 € 2,326 €/m²
Rent covers ~ 55% of the payment
~ 366 €/mo rent · you top up ~ 295 €/mo
+20% above market
median 1,552 €/m² for comparable properties
130,000 € 1,857 €/m²
Rent covers ~ 83% of the payment
~ 477 €/mo rent · you top up ~ 100 €/mo