SaleAt market level

Two-room apartment in Kartala district, Veliko Tarnovo with terrace

Veliko TyrnovoKartala

Published: 6 January 2026 Updated: 1 October 2026

Sale119,900 €2,305 €/m²

Expected rent366 € /mo

Area

52 m²

Floor

6 / 6

Construction

Brick

Year

2025

Yield analysis

Low investment rating

3.7% / yr

Monthly payment532 €20% down payment · 20 yrs · 3%

Expected rent366 €at market conditions for the neighbourhood

The rent covers 69% of the payment — you top up about 166 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for comparable properties — 1,688 €/m² against 1,705 €/m².

Two-room apartment with an area of 52 sq m, located in the Kartala district, Veliko Tarnovo. The property is on the top sixth floor of a new brick building under construction from 2025 with controlled access.

The layout includes an entrance hall, living room with kitchenette, bedroom, bathroom with toilet, and a terrace with remote-controlled glass railing. The interior space is compact and functional, suitable for a small family or couple.

The building is constructed with quality materials such as Spanish granite tiles, PVC windows with triple glazing, and BAUMIT external insulation. Completion is expected in 2026, with the option to purchase an underground garage or parking space.

Kartala district offers a quiet environment with panoramic views of Tsarevets and Stara Planina, proximity to a park, kindergarten, and good infrastructure with shops and public transport. The area is actively developing with municipal investments.

The property is suitable for those seeking housing in a gated complex with amenities and a good location in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 366 €. The rent covers 69% of it.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
quality materials
remote-controlled terrace
gated complex

Cons

top floor
small area

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 6 and the listing does not mention a lift.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.