Sale

Four-room apartment with two terraces in Chataldzha, Varna

VarnaChataldja
Published: 2 August 2026 Updated: 9 September 2026
Sale189,999 €2,065 €/m²
Expected rent756 € /mo

~53,000 € BELOW MARKET

good value

against the median for 4-room apartments in Chataldja (14 properties)

Area
92 m²
Floor
4 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.8% / yr
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent756 €at market conditions for the neighbourhood

The rent covers 90% of the payment — you top up about 87 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

3 changes since listing▼ 5% · 10,000 €
  1. 199,999 €2 August 2026Initial price
  2. 199,999 €▲ 0 € (0%) 2 August 2026Price increased
  3. 189,999 €▼ 10,000 € (5%) 9 September 2026Price reduced
  4. 189,999 €▲ 0 € (0%) 9 September 2026Price increasedCurrent

Property analysis

This apartment is priced about 53,000 € below the typical price (the median) for 4-room apartments in Chataldja (14 properties) — 2,065 €/m² against 2,639 €/m².

4-room apartment in Varna city, Chataldzha district, located on a middle floor in a prefab panel block from 1980. The property has an area of 92 sq m and includes an entrance hall, laundry room, bathroom, toilet, storage room, two bedrooms with a terrace, living room, and kitchen with dining area and a large terrace.

The layout is functional with separate rooms and two terraces, providing additional space for relaxation. The aspect is north-south without external walls on the northern side.

The building has replaced windows and thermal insulation, has an elevator and controlled access. The apartment is renovated and is sold as seen.

The surroundings offer amenities such as parking in front of and behind the block, playgrounds, schools, kindergartens, and a market. The location is convenient for families with children.

The property is suitable for family living with good functionality and access to urban infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 756 €. The rent covers 90% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 60 days. The asking price has fallen by 10,000 € (5%) since it was first listed.

Source: Market statistics for 4-room apartments in Chataldja

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • renovated property
  • controlled access
Cons
  • prefab panel construction
  • middle floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 22% below the average for comparable properties.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 5%.

  3. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • laundry room
  • bathroom
  • toilet
  • storage room
  • bedroom
  • bedroom
  • living room
  • kitchen
  • dining area

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated
  • Tax Credit Option

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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