Sale

Three-room apartment in Chataldzha with terrace and elevator

VarnaChataldja
Published: 9 September 2026 Updated: 9 September 2026
Sale158,000 €2,164 €/m²
Expected rent677 € /mo

~42,500 € BELOW MARKET

good value

against the median for 3-room apartments in Chataldja (31 properties)

Area
73 m²
Floor
7 / 7
Construction
Panel

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment701 €20% down payment · 20 yrs · 3%
Expected rent677 €at market conditions for the neighbourhood

The rent covers 97% of the payment — you top up about 24 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 42,500 € below the typical price (the median) for 3-room apartments in Chataldja (31 properties) — 2,164 €/m² against 2,748 €/m².

Three-room apartment in Varna city, Chataldzha district, located on the top seventh floor of a prefab panel building from the 1990s.

The layout includes two separate bedrooms, a separate kitchen, bathroom, toilet, storage room, and terrace, providing convenience and functionality.

The building is prefab panel construction with an elevator and maintained common areas, and the apartment is in need of renovation, allowing for individual design.

The location is well connected and close to universities and the Sea Garden, with organized parking in a green zone in front of the block.

The property is suitable for people looking for a home with customization potential in a central urban environment.

With 20% down over 20 years the monthly mortgage payment is about 701 €, against an expected local rent of 677 €. The rent covers 97% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 25 days.

Source: Market statistics for 3-room apartments in Chataldja

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • terrace
  • good location
Cons
  • top floor
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 21% below the average for comparable properties.

  2. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  3. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • Renovated
  • Needs Renovation

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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