Sale

Three-room apartment with large terrace in the centre of Shumen

ShumenCentyr
Published: 3 March 2026 Updated: 30 September 2026
Sale130,000 €1,585 €/m²
Expected rent393 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Centyr (284 properties)

Area
82 m²
Floor
3 / 3
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.6% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent393 €at market conditions for the neighbourhood

The rent covers 68% of the payment — you top up about 184 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Centyr (284 properties) — 1,585 €/m² against 1,691 €/m².

Apartment in the city of Shumen, Centre district, near NOI. The property has an area of 82 sq m and is located on the third floor of a three-storey brick building.

The layout includes two bedrooms, a spacious and bright living room, separate kitchen, long corridor with built-in wardrobes and a niche for a washing machine, as well as a large L-shaped terrace.

The building was constructed in 1980, the apartment is in good condition with renewed PVC windows, natural parquet flooring and plastered walls and ceilings. The property also includes the entire attic floor with three rooms and a bathroom with toilet, accessible via an internal staircase.

The location is central, with convenient access to administrative and public services near NOI.

Suitable for family living with good functionality and additional space on the attic floor.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 393 €. The rent covers 68% of it.

Source: Market statistics for apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south-east aspect
  • large terrace
  • additional attic space
Cons
  • top floor
  • 1980 construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 212 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen
  • terrace
  • corridor
  • bathroom

Details

Category
Residential
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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