Sale

Three-room apartment with terrace in the centre of Shumen

ShumenCentyr
Published: 3 January 2026 Updated: 2 October 2026
Sale135,000 €1,985 €/m²
Expected rent477 € /mo

~16,500 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (119 properties)

Area
68 m²
Floor
4 / 7
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 122 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 7.4% · 10,000 €
  1. 135,000 €12 May 2026Initial price
  2. 145,000 €▲ 10,000 € (7.4%) 9 June 2026Price increasedCurrent

Property analysis

This apartment is priced about 16,500 € above the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,985 €/m² against 1,739 €/m².

Three-room apartment in Shumen, Center district, located on the fourth floor of a seven-storey prefab panel building.

Layout: entrance hall, two bedrooms (one with access to the terrace), living area with kitchen, bathroom and toilet.

The building is prefab panel from 1980, the apartment is after full renovation with replaced electrical and plumbing installations, high-class PVC windows, laminated parquet and terracotta flooring. There is an elevator and controlled access.

The location is convenient, close to the market, schools, kindergartens and shops.

The property is suitable for family use with a balanced ratio between functionality and convenience in a central urban environment.

With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 477 €. The rent covers 80% of it.

This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 10,000 €. It has been listed for 272 days. The asking price has risen by 10,000 € (7.4%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • controlled access
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 7% higher than when it was first advertised.

  2. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 7%.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 272 days.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • bedroom
  • bedroom
  • living area

Amenities

  • Elevator
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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