Sale

Four-room apartment with three terraces in the centre of Shumen

ShumenCentyr
Published: 1 August 2026 Updated: 28 September 2026
Sale123,000 €1,294 €/m²
Expected rent400 € /mo

~27,500 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (38 properties)

Area
95 m²
Floor
6 / 8
Construction
Brick
Year
1990

Yield analysis

Low investment rating

3.9% / yr
Monthly payment546 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 73% of the payment — you top up about 146 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 27,500 € below the typical price (the median) for 4-room apartments in Centyr (38 properties) — 1,294 €/m² against 1,584 €/m².

The apartment is located in the city of Shumen, in the Centre area, near the Theatre.
The layout includes a corridor, kitchen with terrace, living room with terrace, two separate bedrooms (one with terrace), bathroom, toilet and storage room.
The building is brick from 1990, the apartment is on the 6th floor out of 8, with elevator and access control. It has new PVC windows and polished parquet.
The location offers convenient access to urban infrastructure and parking in the area.
The property is suitable for family use with a functional layout and good aspect.

With 20% down over 20 years the monthly mortgage payment is about 546 €, against an expected local rent of 400 €. The rent covers 73% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south / north aspect
  • elevator
  • access control
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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