Sale

Two-room apartment in the centre of Shumen with two terraces

ShumenCentyr
Published: 3 September 2026 Updated: 8 September 2026
Sale115,000 €1,691 €/m²
Expected rent344 € /mo

AT MARKET LEVEL

fairly priced

against the median for 2-room apartments in Centyr (99 properties)

Area
68 m²
Floor
3 / 5
Construction
Brick
Year
2015
Heating
Gas

Yield analysis

Low investment rating

3.6% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood

The rent covers 67% of the payment — you top up about 166 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 2-room apartments in Centyr (99 properties) — 1,691 €/m² against 1,641 €/m².

2-room apartment in the city of Shumen, located in the central part of the city. The property has an area of 68 sq m and is situated on the third floor of a five-storey brick building from 2015.

The layout includes a kitchen with living room, bedroom, bathroom with window and toilet, as well as two terraces, one of which is glazed. The spaces are functionally organised, providing convenience in use.

The building has an elevator and access control, and the apartment features PVC windows, gas installation and two air conditioners. The property requires minor renovation, which can be taken into account when planning the investment.

The location is convenient for administrative offices and city services, with Passport Office, Police and City Court in close proximity. This makes the property suitable for people seeking convenience in the central part of the city.

Overall, the property shows a balanced layout and good location, suitable for living or investment with minimal improvements.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 344 €. The rent covers 67% of it.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • gas installation
Cons
  • needs minor renovation

Layout

  • kitchen
  • living room
  • bedroom

Amenities

  • Elevator
  • Access Control

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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