Sale

Four-room apartment in the centre of Shumen with terrace and parking

ShumenCentyr
Published: 30 August 2026 Updated: 8 September 2026
Sale225,000 €2,368 €/m²
Expected rent400 € /mo

~74,500 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Centyr (38 properties)

Area
95 m²
Floor
5 / 5
Construction
Brick
Year
1970

Yield analysis

Low investment rating

2.1% / yr
Monthly payment998 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 40% of the payment — you top up about 598 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 47 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 6.3% · 15,000 €
  1. 240,000 €30 August 2026Initial price
  2. 225,000 €▼ 15,000 € (6.3%) 24 September 2026Price reducedCurrent

Property analysis

This apartment is priced about 74,500 € above the typical price (the median) for 4-room apartments in Centyr (38 properties) — 2,368 €/m² against 1,584 €/m².

Four-room apartment with an area of 95 sq m, located on the 5th floor in a brick building in the centre of Shumen.

The layout includes a spacious living room, kitchen, two bedrooms, bathroom, toilet, storage room and a terrace with panoramic views of the city and greenery.

The building is a solid brick construction from 1970, with the apartment having undergone major renovation in 2025 including replacement of plumbing and electrical installations, new PVC windows and external insulation.

The location is convenient with quick access to the pedestrian zone, shops, schools and public transport. The property offers parking possibilities in the cooperative's inner courtyard.

Suitable for family living or investment due to its functional layout and central location.

With 20% down over 20 years the monthly mortgage payment is about 998 €, against an expected local rent of 400 €. The rent covers 40% of it.

The asking price has fallen by 15,000 € (6.3%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • major renovation
  • terrace with view
  • parking in courtyard
  • controlled access
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there still room to negotiate?

    Because: The price has been cut once, by about 6%.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • storage room
  • terrace

Amenities

  • With Parking
  • Access Control

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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