Sale−9% below market

4-bedroom apartment in Shumen, Centyr

ShumenCentyr
Published: 7 April 2026 Updated: 7 April 2026
Sale190,000 €1,583 €/m²
Expected rent400 € /mo
Area
120 m²
Floor
2 / 4
Construction
Brick

Yield analysis

Low investment rating

2.5% / yr
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 47% of the payment — you top up about 443 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 40 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 9% below the typical price (the median) for comparable properties — 1,450 €/m² against 1,584 €/m².

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 400 €. The rent covers 47% of it.

Source: Market statistics for 4-room apartments in Centyr

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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