Sale

Four-room apartment in the centre of Shumen with yard

ShumenCentyr
Published: 5 August 2026 Updated: 2 October 2026
Sale249,990 €2,083 €/m²
Expected rent400 € /mo

~60,000 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Centyr (38 properties)

Area
120 m²
Floor
1 / 3
Construction
Brick
Year
1960

Yield analysis

Low investment rating

1.9% / yr
Monthly payment1,109 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 36% of the payment — you top up about 709 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 52 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 60,000 € above the typical price (the median) for 4-room apartments in Centyr (38 properties) — 2,083 €/m² against 1,584 €/m².

4-room apartment in the town of Shumen, located in the central part of the city. The property is on the first floor of a three-storey brick building, built in 1960.

The layout includes a living area with kitchen and dining room, living room, two bedrooms, bathroom and separate toilet, providing convenience and functionality for family use. The ceiling height is 3.60 m, contributing to a more spacious atmosphere.

The building is brick construction, and the apartment has undergone major renovation with replacement of electrical installation, plastering and painting. The flooring is new laminate in the living area and sanded and varnished parquet in the other rooms.

The property includes a 250 sq m yard, used as parking, adding extra practicality in an urban environment. The location offers easy access to city infrastructure and services.

The overall characteristics of the property make it suitable for family use with a focus on functionality and convenience in the central part of the city.

With 20% down over 20 years the monthly mortgage payment is about 1,109 €, against an expected local rent of 400 €. The rent covers 36% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • 250 sq m yard
  • major renovation
  • high ceilings
Cons
  • ground floor
  • older building

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1960 — about 66 years old.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living area
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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