Sale

Four-room apartment in the centre of Shumen with yard

ShumenCentyr
Published: 6 August 2026 Updated: 16 September 2026
Sale250,000 €2,083 €/m²
Expected rent400 € /mo

~60,000 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Centyr (38 properties)

Area
120 m²
Floor
1 / 3
Construction
Brick
Year
1980

Yield analysis

Low investment rating

1.9% / yr
Monthly payment1,109 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 36% of the payment — you top up about 709 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 52 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 60,000 € above the typical price (the median) for 4-room apartments in Centyr (38 properties) — 2,083 €/m² against 1,584 €/m².

The apartment is located in the centre of the city of Shumen and has an area of 120 sq m. It is situated on the first residential floor in a brick building from 1980.

The property offers a functional layout with spacious and bright rooms, including four rooms and high ceilings that enhance the sense of volume. The aspect is northwest.

The building is solid, built with bricks, and the apartment has internal thermal insulation. It requires a refresh renovation, allowing adaptation according to personal preferences.

The location provides easy access to administrative institutions, schools, shops, and public transport, with a shared yard space behind the building belonging to the property.

This property is suitable for family living or investment, combining the conveniences of a central location with opportunities for modernization.

With 20% down over 20 years the monthly mortgage payment is about 1,109 €, against an expected local rent of 400 €. The rent covers 36% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • high ceilings
  • shared yard
  • central location
Cons
  • ground floor
  • needs refresh renovation
  • northwest aspect

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

  3. Is there enough daylight, and does damp appear? What are the heating bills like?

    Because: The advertised exposure faces north only.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
4
Furnishing
Yes

Location

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