Sale

4-room brick apartment in the centre of Shumen with two terraces

ShumenCentyr
Published: 20 January 2026 Updated: 9 September 2026
Sale165,000 €1,434 €/m²
Expected rent400 € /mo

~17,000 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (38 properties)

Area
115 m²
Floor
4 / 4
Construction
Brick
Year
1980

Yield analysis

Low investment rating

2.9% / yr
Monthly payment732 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 332 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 10.7% · 16,000 €
  1. 149,000 €1 June 2026Initial price
  2. 165,000 €▲ 16,000 € (10.7%) 7 July 2026Price increasedCurrent

Property analysis

This apartment is priced about 17,000 € below the typical price (the median) for 4-room apartments in Centyr (38 properties) — 1,434 €/m² against 1,584 €/m².

The apartment is located in the town of Shumen, Centre and has a total area of 115 sq m.

The layout includes a corridor, kitchen, dining room, living room, two bedrooms, two terraces, a bathroom and a separate toilet, providing convenience and functionality.

The property was built in 1980 with brick construction, featuring natural oak parquet and terracotta flooring. It has replaced PVC windows in all rooms and includes a basement and attic space.

The location is convenient with proximity to schools, kindergartens, bus stops and administrative buildings, facilitating daily life.

This property is suitable for families seeking a spacious and well-maintained home in the central part of the town.

With 20% down over 20 years the monthly mortgage payment is about 732 €, against an expected local rent of 400 €. The rent covers 55% of it.

The asking price has risen by 16,000 € (10.7%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • replaced PVC windows
  • basement and attic
Cons
  • top floor
  • partial north aspect

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 11% higher than when it was first advertised.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining room
  • living room
  • bedroom
  • bedroom
  • terrace
  • terrace
  • bathroom
  • toilet

Amenities

  • With Parking
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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