SaleRent

4-room brick apartment in the centre of Shumen with two terraces

ShumenCentyr
Published: 2 August 2024 Updated: 2 October 2026
Sale192,757 €1,752 €/m²
Expected rent400 € /mo

~18,500 € ABOVE MARKET

above market

against the median for 4-room apartments in Centyr (38 properties)

Area
110 m²
Floor
4 / 5
Construction
Brick
Year
1980
Heating
Gas

Yield analysis

Low investment rating

2.5% / yr
Monthly payment855 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 47% of the payment — you top up about 455 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 40 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

3 changes since listing▲ 48.3% · 63,000 €
  1. 130,500 €4 January 2026Initial price
  2. 189,178 €▲ 58,678 € (45%) 22 April 2026Price increased
  3. 195,000 €▲ 5,822 € (3.1%) 5 May 2026Price increased
  4. 193,500 €▼ 1,500 € (0.8%) 27 June 2026Price reducedCurrent

Property analysis

This apartment is priced about 18,500 € above the typical price (the median) for 4-room apartments in Centyr (38 properties) — 1,752 €/m² against 1,584 €/m².

The offered property is a 4-room apartment with an area of 110 sq m, located in the city of Shumen, in the central part of the city. The layout includes a corridor, kitchen, living room, lounge, two bedrooms, bathroom and separate toilet, laundry room and two terraces. The apartment is on the fourth floor of a five-storey building and has a basement and attic space of 11 sq m each. The construction is brick from 1980, with improvements – PVC windows and insulation. Heating is provided by air conditioners. The entrance is maintained and has access control. The location is convenient, close to shops, schools and bus stops, but on a quiet street. The property offers a balanced combination of amenities and functionality for urban living.

With 20% down over 20 years the monthly mortgage payment is about 855 €, against an expected local rent of 400 €. The rent covers 47% of it.

This property is advertised in 4 offers from 4 different sellers. The gap between the cheapest and the dearest is 2,243 €. It has been listed for 792 days. The asking price has risen by 63,000 € (48.3%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • access control
  • garage
Cons
  • fourth floor
  • heating by air conditioners

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 48% higher than when it was first advertised.

  2. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 4 listings, and the prices differ by about 1%.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 792 days.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • living room
  • lounge
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • laundry room
  • terrace
  • terrace

Amenities

  • Renovated
  • With Parking
  • Security
  • Internet Connection
  • Access Control

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Location

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