Sale

Spacious 4-room apartment with garage in the centre of Shumen

ShumenCentyr
Published: 10 March 2026 Updated: 28 September 2026
Sale165,000 €1,527 €/m²
Expected rent400 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Centyr (38 properties)

Area
108 m²
Floor
3 / 4
Construction
Brick
Year
1990

Yield analysis

Low investment rating

2.9% / yr
Monthly payment732 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 332 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Centyr (38 properties) — 1,527 €/m² against 1,584 €/m².

The apartment is located in the city of Shumen, in the central part of the city. It has an area of 108 sq m and is situated on the third floor of a four-storey brick building.

The layout includes a wide corridor, living room, kitchen, spacious lounge, two large bedrooms with the possibility for a third, two terraces, bathroom and toilet. It has a functional layout with high ceilings and good lighting.

The building is brick from 1990, maintained and renovated, with basic amenities such as parking and access control. The property includes a separate garage, attic room and basement.

The location is in the centre of Shumen, providing convenient access to urban infrastructure and services.

The property is suitable for family living or investment, combining convenience and functionality in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 732 €, against an expected local rent of 400 €. The rent covers 55% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • garage
  • central location
  • brick construction
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 206 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • lounge
  • bedroom
  • bedroom

Amenities

  • With Parking
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby