Sale

3-bedroom apartment in Shumen, Trakiya

ShumenTrakiya
Published: 6 September 2026 Updated: 6 September 2026
Sale130,000 €1,710 €/m²
Expected rent402 € /mo

~14,500 € ABOVE MARKET

above market

against the median for 3-room apartments in Trakiya (101 properties)

Area
76 m²
Floor
7 / 7
Construction
Panel
Year
1996

Yield analysis

Low investment rating

3.7% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 70% of the payment — you top up about 175 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 14,500 € above the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,710 €/m² against 1,517 €/m².

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 402 €. The rent covers 70% of it.

Source: Market statistics for 3-room apartments in Trakiya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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